if's and but's

Every one goes through an if and but phase in life. It starts when you think like this "If this would have happened, it'd have been so good , But then this happened and I got screwed." I don't know how many of you keep getting this if & but syndrome, but I feel I have been getting it all my life.
Recent of them has been the Visa decline. I applied for a Visa to Spain (Schenegen Short Stay Tourist Visa)from the IVS center based in New Delhi, India as I needed to go there to meet my friends and also for some work related purpose, but they denied it the first time saying that I did not give enough evidence for my sustainability, whatever that means thinking that I submitted proofs for hotel reservation is a 4star hotel, flight and insurance tickets. Well, after getting a reject, I felt angry and wanted to appeal. the Visa officials then suggested that instead of appealing I should reapply, as appealing decisions can take more than 2 months to come! So I went ahead and re applied. I had received 5000 Euros from Spain for my travel expenses through western union, so I submitted that receipt as well to prove that I can sustain myself easily with that money. This time for the first 15 days I got no reply from the Spanish Embassy, on the 16th day I got my passport back! And yes, you got it right, the visa got rejected again! What is amazing is this time around they did not even bother to call us for an interview. What else do they want us to provide them? We gave a 4 Star Hotel Reservation confirmation(all paid for), to and fro plane tickets, 5000 euros proof , platinum insurance, company bank statement(we are self employed), personal bank statements, notarized invitation letters from the host,etc, etc. Do they think we have money falling from trees that we keep applying and they keep rejecting, mind you they return nothing from the money you submit as application fees. Shouldn't they at least have asked us to come for a meeting to discuss the reason for rejection, taking into consideration that we already have wasted that much amount of money just for application and insurance purposes?
Life really sucks big time when you get in these situations. It just feels so unjustified. I have done everything correct, and they keep declining my Visa. That's because I am following the correct path, crooks keep getting Visa because they know how to cheat. I, now have not only not got the Visa, I am now also around Rs. 25,000 short- the money which I wasted in applications and all (The visa was for two guys).
The same if and but situation again: If I had got the visa, I would have been able to meet my friends and my client in Spain, and it'd have helped a lot in my business, BUT, the Embassy guys declined it and now I am nowhere.